Max 401k Employer Contribution 2025. Typically, the irs increases contribution limits for retirement savings each year. For 2025, the elective deferral limit is estimated to be $24,000.

Starting in 2025, employees can contribute up to $23,500 into their 401 (k) and 403 (b) plans, most 457 plans, and the thrift savings plan for federal employees, the irs announced nov. Starting in 2025, key 401(k) plan changes enacted via secure 2.0 could make saving for retirement easier.